Below are the different types of loans available to you. Whitehall will work with you to decide which loan is the one for you.
TYPES OF LOANS

FHA 203K
A loan for well-needed home improvement
May be for a purchase or a refinance
Add flooring, carpeting or siding to a home
Fix electrical, plumbing, heating system, etc.
Add or modernize a room
Other needed improvements

VA
For veterans, active-duty personnel or spouses of veterans
No application fee or monthly MI
Zero down payment and cash reserves
VA funding may be financed
Primary residence may include 1-4 unit building
Some consumer debt may be paid off with the refinance program
Seller will be required to pay certain closing costs

USDA
The loan for a rural area
No down payment required
Geographical location must qualify
Not limited to first-time home buyers
Mortgage insurance not needed
Any source may pay closing costs

CONVENTIONAL
Non-government secured loan to avoid monthly PMI payment
Flexible terms, 15-30 years
No mortgage account restrictions like FHA loans
Purchase or refinance
Non-borrowing co-borrowers allowed

FHA
Make home-ownership a reality
3.5% down
580 (+) credit score
versatile credit review
Seller's assist of 6%
No penalty for pre-payment
Higher loan limits
Loans

PROFESSIONAL
For recent med school graduates, residents and those in the early stage of their careers
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Loan amounts up to $1,500,000
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Low or no down payment options
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Adjustable rate options
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Differed student debt may be excluded from payment ratios